Applying for a Credit Card or Personal Loan? We reward your effort in cash!

Singapore’s First Rewards Based Financial Marketplace

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EVERYDAY POCKET HACKS

AWESOME AND ROCKING

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • $138 cashback, no min spend ($20 for existing Standard Chartered cardholders)
Finty Rewards $
  • Honeymoon of 3% cashback on foreign currency spends
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Additional 20% rebate on Uber rides worldwide
  • Card doubles up as your ez-link with auto top-up
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • Promo 3% cashback on foreign currency spends
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Cashback is auto credited to you
  • Additional 20% rebate on Uber rides worldwide 
  • Exclusive dining privileges, 1-for-1 Dining Privileges at Oscar’s, Conrad Centennial Singapore, The Courtyard, The Fullerton Hotel Singapore, The Line, Shangri-La Hotel, Singapore and more
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Up to 21.04% Caltex petrol discount (16% instant discount, 4.5% Standard Chartered rebate after, and 1.5% cashback)
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo is only applicable to new Standard Chartered cardholders who apply online and activate the card within 60 days, existing ones get $20 rebate instead
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments, or top-up of prepaid cards and accounts (except EZ-Reload)
  • Earn max $50 rebate from Uber with min $900 retail spend each month

HSBC Advance Credit Card

HSBC Advance Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $40 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $160 cashback ($90 for existing HSBC cardholders)
Finty Rewards $
  • Up to 3.5% cashback on spending worldwide, no min spend
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • 2.5% cashback on spending worldwide, no min spend  
  • Wow, additional 1% cashback for HSBC Advance banking customers
  • 1-for-1 buffet or 1-dines free offers, this card got them all
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Plus get to save more, up to 3.5% cashback
  • Shopping and not getting a cashback? Almost impossible!
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st year but costs $192.60 per year after, supplementary card is free
  • Perpetual annual fee waiver for HSBC Advance banking customers
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, apply for a supplementary card (to get $20), and submit supporting documents online (to get $20)
  • Spend min $2,000 each month to get the full rebate of 2.5% or 3.5% for HSBC Advance banking customers
  • Anything less, you get a reduced rate of 1.5% rebate or 2.5% for HSBC Advance banking customers
  • Earn max $70 rebate each month or $125 for for HSBC Advance banking customers
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments

American Express True Cashback Credit Card

American Express True Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • 3% rebate in the 1st 6 months
Finty Rewards $
  • Promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Honeymoon of 3% rebate on all kinds of spending around the world in the 1st 6 months is real sweet
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Cash rebate is auto credited to you
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Up to 20% discount across major brands & retail outlets
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • Earn bank promo 3% rebate from max $5,000 spend in the 1st 6 months
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HSBC's Personal Loan

For Retail Banking customers

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,440
Fee
$0

$318

Monthly Repayment

Interest*

4.8%

Tenure

3 years

Total Repayment

$11,440

APPLY TODAY TO GET:

FINTY REWARDS
  • $100 cash upon your loan approval
BANK PROMO
  • $50 cashback
  • $88 processing fee waiver
Finty Rewards $
  • Wow! 1 minute approval in-principle!
  • Next day cash
  • Loan up to 8 times your monthly income
  • Repayment period up to 7 years
  • Min annual income of $40,000 to be eligible
  • Loan up to 4 times if you’re a Singaporean or PR with an annual income above $40,000, but less that $120,000
  • Loan up to 8 times if you’re a Singaporean or PR with an annual income of at least $120,000
  • Loan up to 2 times if you’re a foreigner with a min annual income of $40,000 and an employment pass valid at least for a year from the loan disbursement date
  • Loans for foreigners are capped at $100,000, or an amount HSBC may in its discretion determine
  • 6 and 7 years repayment period are applicable only for salaried employees earning an annual income of $40,000 and above
Personal Loan on Ready Credit

For new Citi Credit Card or Ready Credit holders

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,365
Fee
$0

$316

Monthly Repayment

Interest*

4.55%

Tenure

3 years

Total Repayment

$11,365

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon your loan approval
BANK PROMO
  • 4.55% p.a. interest rate for 36 months loan tenure
  • No processing fee
Finty Rewards $
  • Let’s go! 1 hour approval
  • Next day cash
  • Repayment period up to 5 years
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Welcome offer of 4.55% p.a. interest rate if you’re a new Citibank customer who apply for Citibank’s Ready Credit with $1,000 min loan amount and 36 months loan tenure
  • Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account
  • Cancellation fee, 3% of the outstanding unbilled principal amount or S$100 whichever is higher
Personal Loan on Ready Credit

For existing Citi Credit Card or Ready Credit holders

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$2,217
Fee
$0

$339

Monthly Repayment

Interest*

7.39%

Tenure

3 years

Total Repayment

$12,217

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon your loan approval
BANK PROMO
  • No processing fee
Finty Rewards $
  • Let’s go! 1 hour approval
  • Next day cash
  • Repayment period up to 5 years
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account
  • Cancellation fee, 3% of the outstanding unbilled principal amount or S$100 whichever is higher
VIEW MORE PERSONAL LOANS

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