Promo, Dining

Hack and Max Your 1-for-1 Buffet Promo with Cashback

28 March 2017


Imagine what you could do if you discover an extra $70 in your wallet.

Here's how you can gain this extra moolah, then use it to get a free meal at a swanky hotel and treat your BFF to one too.

It's an open secret that banks dish out some of the best dining rewards in town. To enjoy these mouth-watering offers, often all you've gotta do is own a credit card with them and pay for your meal with it. For instance, you can thank Citibank for the 1-for-1 buffet at Holiday Inn. After the 50% discount, the price tag of $70 is not a sum you'd mindlessly blow, but it is a real steal.

However, if you have a spare $70 to fork out, then this experience for two that would ordinarily set you back by $140 can actually be free. With a little flexibility and a cashback credit card, you can make this extra cash and free buffet a recurring reality.

A cashback card doesn't offer free cash, but it can bring you pretty close, by letting you earn $70 rebate relatively easily and quickly. Combined with a wicked promo like 1-for-1, a modest sum can go a long way towards luxuries you might otherwise pass up, such as a scrumptious buffet with a pal.

 

Buffet picks of the moment:

Citibank Gourmet Pleasures American Express Selects

Promo: 1-for-1 buffet lunch and dinner

Promo: 1-for-1 buffet lunch and dinner

Where: Holiday Inn Singapore Orchard Citi Centre, Window on the Park Where: Furama City Centre, Tiffany Café & Restaurant
Usual cost per pax: $70 to $90 Usual cost per pax: lunch $53.80, dinner $65.80
Citibank Gourmet Pleasures

Promo: 1-for-1 buffet lunch and dinner

Where: Holiday Inn Singapore Orchard Citi Centre, Window on the Park

Usual cost per pax: $70 to $90

American Express Selects

Promo: 1-for-1 buffet lunch and dinner

Where: Furama City Centre, Tiffany Café & Restaurant

Usual cost per pax: lunch $53.80, dinner $65.80

Cashback cards make it real easy to save each month by giving you a percentage of your spending back as rebates, anywhere from 1% to 8%. Even though their specifics vary, you can be sure of one thing: they all provide you with opportunities to earn and accumulate rebates.

The Citi Cash Back card gives you 8% rebate for your spending on all-round dining, grocery, and petrol necessities, while the CIMB Visa Signature card gives you 10% rebate on all dinning, and 10% rebate on your online spends in foreign currencies. On the other hand, the Amex True Cashback card gives you a more modest 1.5% to 3% rebate, but on any type of spend and with no minimum spend.

A free buffet is just one example. Other than restaurants, banks love to court and team up with grocery, travel, and retail merchants to roll out sexy promotions, which you can offset with your accumulated rebates.

Having a budget doesn’t mean that fine dining is totally out of the question. This hack to “freebies” is a keeper, if not for a taste of life's finer pleasures, then for the satisfaction of playing your cards right.


THIS ARTICLE RECOMMENDS

Citi Cash Back Card (Visa)

Citi Cash Back Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • 8% cashback on all Grab rides, all year long
  • 8% cashback at all F&B outlets worldwide daily (delivery counts too and 20% for UberEATS)
  • 8% cashback at all supermarkets worldwide daily (delivery counts too)
  • 20.88% fuel savings at Esso, up to 22.72% at Shell, and 8% cashback at all other petrol stations
  • All other purchases still get you 0.25% rebate, no cap
  • 8’s the bomb, with 8% cashback at restaurants, cafés, and F&B outlets worldwide daily
  • 8% cashback at grocers worldwide
  • 8% cashback at petrol stations worldwide
  • 8% cashback on all Grab rides 
  • All other purchases still get you 0.25% rebate
  • Up to 10% Citi Rebate at over 500 merchants on top of cashback
  • 8% cashback at restaurants, cafés, and F&B outlets worldwide
  • 8% cashback at petrol stations worldwide
  • 20.88% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with Citi card, and 8% cashback after Esso discount)
  • Up to 22.72% Shell petrol discount (5% at site, 5% with Shell Escape card, 6% rebate with Citi card, and 8% cashback after Shell discount)
  • 8% cashback at grocers worldwide
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Spend min $888 each month before you can get cashback, capped at $25 per category (dining, groceries, petrol), and Grab rides cashback capped at $50 per month
  • Accumulate $50 first before cashback is credited to you in $10 denominations, but hey, they won’t expire
  • Up to 10% rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

CIMB Visa Signature Credit Card

CIMB Visa Signature Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing CIMB cardholders
BANK PROMO
  • $100 cash credit
Finty Rewards $
  • 10% rebate on your wine and dine tabs worldwide
  • 10% rebate on your online spends in foreign currencies
  • Up to $500,000 travel insurance coverage is pretty handy
  • Principal card is free
  • Admin fee on foreign currency transactions is as good as free
  • Wine and dine your way to a generous 10% rebate at restaurants, bars, and clubs worldwide
  • 10% rebate on your online spends in foreign currencies
  • All other purchases get you unlimited 0.2% rebate, no min spend needed
  • Cash rebate is auto credited to you
  • 10% rebate on your wine and dine tabs at restaurants, bars, and clubs worldwide
  • 10% rebate on your online spends in foreign currencies
  • Min $30,000 annual income for citizens/PRs or min $10,000 fixed deposit collateral
  • Unlike the principal card that’s free, the supplementary card is free the 1st year and costs $75 per year after
  • Bank promo is only applicable to new CIMB cardholders 
  • To get the bank promo, spend $300 within the first 3 months
  • Earn max $60 from the 10% rebate, and to get it, you’ll need to spend a total of min $500, over min 8 transactions of $30 or more, each month
  • Free travel insurance only when your air ticket is charged to your card
  • 1.4% foreign transaction admin fee isn’t zero but counts as cash rebate

American Express True Cashback Credit Card

American Express True Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • 3% rebate in the 1st 6 months
  • Plus $20 CapitaVoucher for a supplementary card
Finty Rewards $
  • Promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Honeymoon of 3% rebate on all kinds of spending around the world in the 1st 6 months is real sweet
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Cash rebate is auto credited to you
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Up to 20% discount across major brands & retail outlets
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • Earn bank promo 3% rebate from max $5,000 spend in the 1st 6 months
  • Bank promo $20 CapitaVoucher for each approved supplementary card, up to 2 cards
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