Promo, Travel

Miles Travel Hack: Fly to Bali for Free with a Credit Card

28 March 2017


Everybody loves a freebie, especially if it involves Bali, almost no effort, and zero sacrifices.

Make that free Bali trip come true with an air miles credit card. All you’ve got to do is wait. Just keep on spending with your card as usual, and before you know it, you might have collected enough miles to claim an awesome free vaycay.

To travel lovers, miles cards are a godsend. The more you spend, the more miles you collect, and the more travel rewards you can redeem, like free hotel bookings or air tickets around the world.

Bali is a three-hour flight to and from Singapore. Or it can be around 15,000 credit card miles away. That’s about 12 months of spending $1,000 each month with your miles card, which gets you more than enough miles to redeem a round trip to the well-loved Indonesian island for most cards.

If you’re already busting that sum every month, on your bills, petrol, insurance, groceries, and other indispensable stuff, why not earn those miles and redeem that free round trip?

 

Total miles based on $1,000 monthly spend for 12 months:

Citi PremierMiles Visa Credit Card Amex Singapore Airlines KrisFlyer Credit Card Standard Chartered Visa Infinite Credit Card

Earn 1.2 miles per $1 local spend

Earn 1.1 miles per $1 local spend

Earn 1.4 miles per $1 local spend

Welcome bonus:
15,000 miles
Welcome bonus:
8,000 miles
Welcome bonus:
35,000 miles
Monthly miles with $1,000 spend:
1,200 miles
Monthly miles with $1,000 spend:
1,100 miles
Monthly miles with $1,000 spend:
1,400 miles

1,200 miles x 12 months:
14,400 miles

Total: 29,400 miles

1,100 miles x 12 months:
13,200 miles

Total: 21,200 miles

1,400 miles x 12 months:
16,800 miles

Total: 51,800 miles
Citi PremierMiles Visa Credit Card

Earn 1.2 miles per $1 local spend

Welcome bonus:
15,000 miles

 

Monthly miles with $1,000 spend:
1,200 miles


1,200 miles x 12 months:
14,400 miles

Total: 29,400 miles

Amex Singapore Airlines KrisFlyer Credit Card

Earn 1.1 miles per $1 local spend

Welcome bonus:
8,000 miles

 

Monthly miles with $1,000 spend:
1,100 miles

 

1,100 miles x 12 months:
13,200 miles

Total: 21,200 miles

Standard Chartered Visa Infinite Credit Card

Earn 1.4 miles per $1 local spend

Welcome bonus:
35,000 miles

 

Monthly miles with $1,000 spend:
1,400 miles


1,400 miles x 12 months:
16,800 miles

Total: 51,800 miles

And the year it takes to earn that Bali trip is a conservative guesstimate, based on a relaxed monthly local spend of $1,000 and rough target of 15,000 miles to redeem a round-trip ticket.

Frequent flyers can count on scoring that free trip earlier, as most miles cards give you more miles whenever you spend overseas. For example, earn 3 miles per dollar overseas with the Standard Chartered Visa Infinite card.

As for the best miles credit card for you, it depends on your spending and travel habits or plans. If you’re expecting wallet damage of at least $10,000 within three months, you can get a bonus of 15,000 miles with the Citi PremierMiles Visa card. For loyal SQ flyers, the Amex Singapore Airlines KrisFlyer card will automatically credit your miles to your KrisFlyer account.

Aside from miles, the best travel credit cards also come with perks worth gushing over. Check out free $1 million travel insurance, VIP access to instaworthy airport lounges, and limousine transfers like a boss.

Having a miles card just gives you more options when travelling on a budget. Now all you’ve gotta do is make sure you’ve got enough leave to take.


THIS ARTICLE RECOMMENDS

Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • 30,000 miles
Finty Rewards $
  • Earn 2 miles per $1 overseas spend and 1.2 miles per $1 local spend
  • Miles won’t expire on you
  • Access to over 1,000 airport lounges with Priority Pass membership
  • Up to $1 mil travel insurance coverage is awesome
  • Redeem miles at over 60 airlines and 8,000 hotels
  • Up to 10% rebate at over 500 merchants
  • Earn 2 miles per $1 overseas spend and 1.2 miles per $1 local spend
  • Miles won’t expire on you
  • Redeem miles at over 60 airlines and 8,000 hotels
  • Convert 1,200 miles to $10 rebate
  • Bonus 10,000 miles upon card renewal
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Min $50,000 annual income to be eligible
  • Annual fee of $192.60 for principal card but supplementary card is free
  • Bank promo is only applicable to new Citi cardholders
  • Get bank promo 15,000 miles when you use your card in the 1st 3 months, and get the other 15,000 miles only if you spend min $10,000 in the 1st 3 months 
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Priority Pass membership is free for the principal cardholder only, expect to apply for it, enjoy 2 free lounge visits each year
  • Free travel insurance only when your air ticket is charged to your card
  • Rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • 12,500 miles
  • Plus 1,500 miles for a supplementary card
  • $150 cashback on singaporeair.com
Finty Rewards $
  • Earn 2 miles per $1 spend with Singapore Airlines, KrisShop, SilkAir, or SilkAir Skyshop
  • Also earn 2 miles per $1 overseas spend in June and December
  • All other purchases earn you 1.1 miles per $1 spend
  • All miles are auto credited to your KrisFlyer account, sparing you the hassle
  • Up to $350,000 travel insurance coverage
  • Hardcore SQ fans, here's your chance to earn 2 miles per $1 spend with Singapore Airlines, KrisShop, SilkAir, or SilkAir Skyshop
  • Also earn 2 miles per $1 overseas spend in June and December
  • All other purchases earn you 1.1 miles per $1 spend
  • All miles are auto credited to your KrisFlyer account, sparing you the hassle
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Annual fee waived the 1st year, but $176.55 for principal card and $53.50 for supplementary card after
  • Get bank promo 5,000 miles only if you’re a new co-branded Amex Singapore Airlines cardholder and use your card the 1st time, and get the other 7,500 miles only if you spend min $2,500 in the 1st 3 months
  • Bank promo 1,500 miles for each approved supplementary card, up to 2 cards
  • Bank promo $150 cashback on singaporeair.com when you spend $12,000 from now to 30 June 2018
  • Free travel insurance only when your air ticket is charged to your card

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • 35,000 miles, or 15,000 miles and a 28" Samsonite Lite-Shock Spinner luggage worth $950, no min spend
Finty Rewards $
  • Earn 3 miles per $1 overseas spend and 1.4 miles per $1 local spend
  • 20% rebate on Uber rides worldwide
  • Access to over 1,000 airport lounges with Priority Pass membership
  • Up to $1 mil travel insurance coverage is awesome
  • Earn 3 miles per $1 overseas spend and 1.4 miles per $1 local spend
  • Up to 25.07% Caltex petrol discount (16% instant discount and 10.8% Standard Chartered rebate after)
  • If you’re a priority banking customer, the min annual income is $30,000 for citizens/PRs or $60,000 for foreigners, otherwise it is $150,000
  • Annual fee is $588.50 for principal card, 1st 5 supplementary cards are free
  • Bank promo is applicable even to existing Standard Chartered cardholders
  • If you can’t spend min $2,000 each month, you get only 1 mile per $1 spend
  • Earn max $50 rebate from Uber with min $900 retail spend each month
  • Priority Pass membership is free for the principal cardholder only, expect to apply for it, enjoy 6 free lounge visits each year
  • Free travel insurance only when your air ticket is charged to your card
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