Category: Cashback Credit Cards

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Cashback Credit Cards

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When a cashback credit card’s got your back, you know you can spend first and get some cash back later through rebates. Like a fancy discount, rebates offset your monthly bill or next purchase at partner merchants. This hack is as fail-proof as it gets.

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • $100 cashback, no min spend ($20 for existing Standard Chartered cardholders)
  • Plus $20 cashback for 5 qualifying mobile wallet transactions
Finty Rewards $Finty Rewards $30
Finty Cashback icon
  • Honeymoon 3% cashback on foreign currency spends (first 3 months after card approval, 1.5% after)
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Additional 20% rebate on Grab rides, plus card doubles up as your ez-link with auto top-up
  • 1-for-1 Dining offers at participating restaurants with The Good Life
  • Promo 3% cashback on foreign currency spends (first 3 months after card approval, 1.5% after)
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Cashback is auto credited to you
  • Additional 20% rebate on Grab rides
  • 1-for-1 Dining offers at participating restaurants with The Good Life
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Up to 21.04% Caltex petrol discount (16% instant discount, 4.5% Standard Chartered rebate after, and 1.5% cashback)
  • Promo 3% cashback on foreign currency spends (first 3 months after card approval)
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo is only applicable to new Standard Chartered cardholders who apply online and activate the card within 30 days, existing ones get $20 cashback instead
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments, or top-up of prepaid cards and accounts (except EZ-Reload)
  • Earn max $50 rebate from Grab with min $900 retail spend each month

HSBC Advance Credit Card

HSBC Advance Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • American Tourister Caravan 70cm luggage worth $260 or $100 cashback ($50 cashback for existing HSBC cardholders)
Finty Rewards $Finty Rewards $20
  • Up to 3.5% cashback on spending worldwide, no min spend
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • 2.5% cashback on spending worldwide, no min spend  
  • Wow, additional 1% cashback for HSBC Advance banking customers
  • 1-for-1 buffet or 1-dines free offers, this card got them all
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Plus get to save more, up to 3.5% cashback
  • Shopping and not getting a cashback? Almost impossible!
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st year but costs $192.60 per year after, supplementary card is free
  • Perpetual annual fee waiver for HSBC Advance banking customers
  • Bank promo of American Tourister luggage is only applicable to new HSBC cardholders, existing ones get $50 cashback, and spend min $600 in the 1st month
  • Spend min $2,000 each month to get the full rebate of 2.5% or 3.5% for HSBC Advance banking customers
  • Anything less, you get a reduced rate of 1.5% rebate or 2.5% for HSBC Advance banking customers
  • Earn max $70 rebate each month or $125 for for HSBC Advance banking customers
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments

OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $Finty Rewards $10
  • Pay over 6 months with 0% interest for transaction $1,000 and above
  • Pay over 3 months with 0% interest for transaction between $100 and $1,000
  • 1% rebate if your monthly spend is above $1,000 or 0.5% rebate if it's below
  • 1% rebate if you spend min $1,000 each month, and if you don't meet $1,000, no problemo, you still earn 0.5% rebate
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • Auto split payments into 6 months with 0% interest for transaction $1,000 and above
  • Auto split payments into 3 months with 0% interest for transaction between $100 and $1,000
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • Earn max $100 rebate each month

Citi Cash Back Card (Visa)

Citi Cash Back Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $Finty Rewards $10
Finty Cashback icon
  • 8% cashback on all Grab rides, all year long
  • 8% cashback at all F&B outlets worldwide daily (delivery counts too)
  • 8% cashback at all supermarkets worldwide daily (delivery counts too)
  • 20.88% fuel savings at Esso, up to 22.72% at Shell, and 8% cashback at all other petrol stations
  • All other purchases still get you 0.25% rebate, no cap
  • 8’s the bomb, with 8% cashback at restaurants, cafés, and F&B outlets worldwide daily
  • 8% cashback at grocers worldwide
  • 8% cashback at petrol stations worldwide
  • 8% cashback on all Grab rides 
  • All other purchases still get you 0.25% rebate
  • Up to 10% Citi Rebate at over 500 merchants on top of cashback
  • 8% cashback at restaurants, cafés, and F&B outlets worldwide
  • 8% cashback at petrol stations worldwide
  • 20.88% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with Citi card, and 8% cashback after Esso discount)
  • Up to 22.72% Shell petrol discount (5% at site, 5% with Shell Escape card, 6% rebate with Citi card, and 8% cashback after Shell discount)
  • 8% cashback at grocers worldwide
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Spend min $888 each month before you can get cashback, capped at $25 per category (dining, groceries, petrol), and Grab rides cashback capped at $50 per month
  • Accumulate $50 first before cashback is credited to you in $10 denominations, but hey, they won’t expire
  • Up to 10% rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

American Express True Cashback Credit Card

American Express True Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • 3% rebate in the 1st 6 months
Finty Rewards $Finty Rewards $50
Finty Cashback icon
  • Promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Honeymoon of 3% rebate on all kinds of spending around the world in the 1st 6 months is real sweet
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Cash rebate is auto credited to you
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Up to 20% discount across major brands & retail outlets
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • Earn bank promo 3% rebate from max $5,000 spend in the 1st 6 months

Standard Chartered Spree Credit Card

Standard Chartered Spree Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • $100 cashback, no min spend ($20 for existing Standard Chartered cardholders)
  • Plus $20 cashback for 5 qualifying mobile wallet transactions
Finty Rewards $Finty Rewards $30
Finty Cashback icon
  • Up to 3% cashback on online spends, 2% cashback on all contactless and mobile payments
  • Additional 20% rebate on Grab rides
  • 1-for-1 Dining offers at participating restaurants with The Good Life
  • Yeah to no min spent for cashback
  • If another website is selling your recent online purchase for cheaper, you get 50% of the price difference back
  • 3% cashback on all online spends in foreign currency and vPost shopping
  • 2% cashback on all online spends in local currency, all contactless and mobile payments
  • 1% cashback on all other retail spends
  • Yeah to no min spent for cashback, plus it's auto credited to you
  • Additional 20% rebate on Grab rides
  • Up to 19.78% Caltex petrol discount (16% instant discount and 4.5% Standard Chartered rebate after)
  • 1% cashback on all other retail spends
  • 3% cashback on all online spends in foreign currency and vPost shopping
  • 2% cashback on all online spends in local currency, all contactless and mobile payments
  • 1% cashback on all other retail spends
  • Yeah to no min spent for cashback
  • What’s better than whining when another website sells your recent online purchase for cheaper? Getting 50% of the price difference back
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo is only applicable to new Standard Chartered cardholders who apply online and activate the card within 30 days, existing ones get $20 cashback instead
  • Earn max $60 cashback each month
  • Earn max $50 rebate from Grab with min $900 retail spend each month
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