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Mix And Match Your Cards


Whether you're a foodie, globetrotter, or shopaholic, just having the right credit cards at the right junctures can be your easiest hack to a fuller life and pocket. Mix and match your cards to get the best deal of cashback, rewards, and lifestyle perks from your spending.

Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • 30,000 miles
Finty Rewards $
  • Earn 2 miles per $1 overseas spend and 1.2 miles per $1 local spend
  • Miles won’t expire on you
  • Access to over 1,000 airport lounges with Priority Pass membership
  • Up to $1 mil travel insurance coverage is awesome
  • Redeem miles at over 60 airlines and 8,000 hotels
  • Up to 10% rebate at over 500 merchants
  • Earn 2 miles per $1 overseas spend and 1.2 miles per $1 local spend
  • Miles won’t expire on you
  • Redeem miles at over 60 airlines and 8,000 hotels
  • Convert 1,200 miles to $10 rebate
  • Bonus 10,000 miles upon card renewal
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Min $50,000 annual income to be eligible
  • Annual fee of $192.60 for principal card but supplementary card is free
  • Bank promo is only applicable to new Citi cardholders
  • Get bank promo 15,000 miles when you use your card in the 1st 3 months, and get the other 15,000 miles only if you spend min $10,000 in the 1st 3 months 
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Priority Pass membership is free for the principal cardholder only, expect to apply for it, enjoy 2 free lounge visits each year
  • Free travel insurance only when your air ticket is charged to your card
  • Rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap

Citi Cash Back Card (Visa)

Citi Cash Back Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • 8% cashback on all Grab rides, all year long
  • 8% cashback at all F&B outlets worldwide daily (delivery counts too and 20% for UberEATS)
  • 8% cashback at all supermarkets worldwide daily (delivery counts too)
  • 20.88% fuel savings at Esso, up to 22.72% at Shell, and 8% cashback at all other petrol stations
  • All other purchases still get you 0.25% rebate, no cap
  • 8’s the bomb, with 8% cashback at restaurants, cafés, and F&B outlets worldwide daily
  • 8% cashback at grocers worldwide
  • 8% cashback at petrol stations worldwide
  • 8% cashback on all Grab rides 
  • All other purchases still get you 0.25% rebate
  • Up to 10% Citi Rebate at over 500 merchants on top of cashback
  • 8% cashback at restaurants, cafés, and F&B outlets worldwide
  • 8% cashback at petrol stations worldwide
  • 20.88% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with Citi card, and 8% cashback after Esso discount)
  • Up to 22.72% Shell petrol discount (5% at site, 5% with Shell Escape card, 6% rebate with Citi card, and 8% cashback after Shell discount)
  • 8% cashback at grocers worldwide
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Spend min $888 each month before you can get cashback, capped at $25 per category (dining, groceries, petrol), and Grab rides cashback capped at $50 per month
  • Accumulate $50 first before cashback is credited to you in $10 denominations, but hey, they won’t expire
  • Up to 10% rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

Citi Rewards Card (Visa)

Citi Rewards Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • Earn 10 points per $1 spend on clothes, bags, or shoes at department or online stores
  • All other purchases still earn you 1 point per $1 spend
  • Enough points could get you that dream holiday, wishlist item, or vouchers
  • Convert 3,600 points to $10 rebate
  • Up to 10% rebate at over 500 merchants
  • Say what? Clothes, bags, or shoes? Get 10 points for every $1 you spend on them at department or online stores
  • All other purchases still earn you 1 point per $1 spend
  • Enough points could get you that dream holiday, wishlist item, or vouchers
  • Convert 3,600 points to $10 rebate
  • Points aren’t forever but last 5 years
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Earn 10 points per $1 spend on clothes, bags, or shoes at department or online stores
  • All other purchases still earn you 1 point per $1 spend
  • Enough points could get you that dream holiday, wishlist item, or vouchers
  • Convert 3,600 points to $10 rebate
  • Points aren’t forever but last 5 years
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Earn max 120,000 points each year
  • Not all clothes, bags, or shoes make the cut, 10x points can be only be earned from major clothing, bag, or shoe stores
  • Rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

Citibank SMRT Card

Citibank SMRT Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • Up to 7% rebate at selected grocers
  • Up to 15% rebate at selected cafés
  • 5% rebate at Popular and Toys'R'Us
  • Up to 2% rebate on your EZ-Reload with no convenience fee
  • Rebates are redeemed as vouchers or offset your next purchase 
  • Up to 7% rebate at selected grocers
  • Up to 15% rebate at selected cafés
  • 5% rebate at Popular and Toys'R'Us
  • Props to public transport with up to 2% rebate on your EZ-Reload plus no convenience fee
  • All other purchases still get you 0.3% rebate • Rebates are redeemed as vouchers or offset your next purchase
  • Up to 15% rebate at Starbucks
  • 5% rebate at Coffee Bean, Coffee Club, Dome, TCC, and Gloria Jean's 
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Up to 7% rebate at Sheng Siong
  • Up to 5% rebate at Giant and Fairprice
  • 2% rebate at Watsons, Guardian, Unity, Healthcare, GNC, and Nature's Farm
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $160.50 for principal card and $85.60 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Accumulate rebates in the forms of SMRT$ and Citi Rebates separately 
  • Earn max $280 SMRT$ each month, and redeem them as vouchers within 1 year
  • If you can’t spend min $600 each month, you get 0.3% less SMRT$
  • Citi Rebates offset your next purchase at any participating merchant, with no expiry or cap

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