UOB credit cards

Compare UOB credit cards, and you could be earning thousands of points towards free flights, cashback, upgrades, hotel stays, and so much more.

By   |   Verified by David Boyd   |   Updated 18 Sep 2023

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Comparing UOB credit cards

UOB PRVI Miles Visa Credit Card

UOB PRVI Miles Visa Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get up to 50,000 miles when you meet the criteria.

Highlights

  • Get up to 50,000 miles when you apply, get approved, and meet the criteria.
  • Earn 6 miles per S$1 spend on Agoda, Expedia, and UOB Travel.
  • Earn 2.4 miles per S$1 spend overseas and 1.4 miles per S$1 local spend.
  • Comes with Complimentary travel insurance.

Pros

  • Waived annual fee for the first year, then S$256.80 p.a.
  • Get S$10 off Grab rides when going to or from Changi Airport.
  • Enjoy S$80 cash credits when you get a Supplementary Card.
  • First Supplementary Card is complimentary, adding more will cost S$129.60 p.a.

Cons

  • Earned UNI$ expires after 2 years.
  • No miles with annual fee payment.
  • Does not include lounge access.
  • There is a 3.25% overseas transaction fee.
UOB One Credit Card

UOB One Credit Card

Cashback

3.33% on any spend

Cashback cap

$200.00 on any domestic spend

Minimum spend

S$500.00 per month, every month

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved.

Highlights

  • Enjoy up to 15% cashback on Dairy Farm International, Grab, Shopee, and UOB Travel transactions. Applicable to new-to-UOB Credit Card customers only. Terms and Conditions apply.
  • Earn up to 10% cashback on your bus or train rides, online shopping, Grab, and other merchant partners.
  • Earn up to 4.33% cashback on Singapore Power bills.
  • Earn 3.33% on all other eligible transactions.

Pros

  • 1st-year annual fee is waived.
  • Up to 7.8% p.a. interest on UOB One Account+ when you use your UOB One Credit Card.
  • Savings of up to 22.66% when you fuel up at Shell and SPC.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Cons

  • After the initial year, you will be charged an annual fee of S$194.40.
  • A minimum monthly spend on 5 purchases or more is required to qualify for the cashback.
  • The base cashback is capped.
UOB Lady's Credit Card

UOB Lady's Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved..

Highlights

  • Earn 10x UNI$ per S$5 spent on your preferred category with no minimum spend required.
  • Waived annual fee for the first year.
  • Take advantage of UOB Lady's LuxePay Plan 6 or 12-month installment plan with no interest or processing fees
  • Free e-Commerce protection for online purchases up to USD200.

Pros

  • You may change your preferred spending categories every 3 months.
  • Add your 1st supplementary card at no extra cost.
  • Comes with female cancer coverage of up to S$200,000 sum assured with UOB Lady’s Savings Account+.
  • Get up to 7.8% p.a. interest with UOB One Account+.

Cons

  • Exclusive to women.
  • After the initial year, the annual fee will revert to S$194.40 p.a.
  • You can only choose 1 category to boost your reward earnings.
UOB EVOL Credit Card

UOB EVOL Credit Card

Cashback

Up to 8.00% on online shopping domestic spend

Cashback cap

Up to $20.00

Minimum spend

N/A

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved.

Highlights

  • Earn 8% cashback for online transactions and mobile contactless spend.
  • The annual fee is waived if you meet the spending criteria.
  • Access to 1,000+ deals from fashion, dining and more.

Pros

  • Get up to 8% cashback.
  • Public Conveyance Personal Accident coverage of S$500,000
  • Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000
  • Earn up to 2.5% interest on your savings by pairing the UOB EVOL card with the UOB One Account.

Cons

  • Cashback on all other spending is only 0.3%
  • There is a maximum cashback cap of $60 per month.
UOB KrisFlyer Credit Card

UOB KrisFlyer Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Apply now and get up to 31,000 miles. Terms and Conditions apply.

Highlights

  • Earn 3 KrisFlyer miles per $1 spend on Singapore Airlines, Scoot, KrisShop, and Kris+ purchases.
  • Earn up to 3 KrisFlyer miles per $1 spend on dining, food delivery, online shopping and travel, and transport transactions.
  • Earn 1.2 KrisFlyer miles per $1 spend on all other eligible transactions.

Pros

  • Enjoy a KrisShopper Complimentary Tier Upgrade.
  • S$10 off dining, retail with Kris.
  • Get S$15 off on Grab rides.
  • Includes a number of Travel Privileges like Travel Insurance, a S$20 rebate at KrisShop, Scoot Perks, and more.

Cons

  • The interest rate is at 26.9% p.a.
  • Minimal 1.2 KrisFlyer miles per $1 spend on all other eligible transactions.
UOB Regal Business Metal Card

UOB Regal Business Metal Card

Cashback

Up to 2.00% on any foreign currency spend

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Craft your own tailored shirt with MARLO plus get a S$100 cash credit.

Highlights

  • Enjoy up to 2% cashback on overseas spending and dining spend.
  • Enjoy up to 1.5% cashback on all local transactions.
  • Get unlimited access to over 1,300 airport lounges in more than 140 countries worldwide.

Pros

  • Includes exclusive health screening packages.
  • Get complimentary travel insurance worth up to US$500,000
  • Get up to 20% off on dining deals.
  • Exclusive wine deals and birthday perks.
  • Enjoy 4 complimentary green fees or golf lessons (worth S$2,200) per calendar year.

Cons

  • By invitation only.
  • The annual fee of S$686.36 cannot be waived.